Another January almost over and the bill for the end of year festivities will have come home to roost. Has anyone escaped the irony of paying through the nose for everything at Xmas and the day after you find them reduced by half. Nice little capitalist touch I feel. Xmas is a pagan festival with a little christian message bolted on. I'm waiting for archaeologists to discover that Jesus was actually born on July 5th. Sort that one out!